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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

7 Tips To Protect Your Business From Water Damage

Whether it’s caused by a flash flood or a burst pipe, water damage is often unpredictable. And as a business owner, it can seriously impact your day-to-day operations and bottom line. But in many cases, there are proactive steps you can take to prevent critical delays or destruction to your property. Here are seven tips to help protect your business from common sources of water...

Do I Need Vision Insurance In Addition To Health Insurance?

It is common knowledge that no one should live without health insurance, given the cost of healthcare today. But what about vision insurance? Good vision plays a vital role in a person’s quality of life. While some health plans provide vision coverage, others do not. Our experienced agent can help ensure that you have the vision insurance you need to protect and improve your sight....

Understanding Premium Vs. Regular Gas

Most people are clear on which type of gas their car needs. But not as many are clear on the differences between regular and premium gas. Why use regular instead of premium gas? One obvious difference is the price. According to the U.S. Energy & Information Administration, premium fuel nationally averages about 60 cents more per gallon than regular gasoline, and 25 cents more than...

Understanding Waivers Of Premium

If you are purchasing a life insurance policy, one of the decisions you will need to make is whether to add a waiver of premium rider. A waiver of premium may be a valuable addition to your policy, depending on your needs. Our experienced agent will be happy to advise you on the various optional riders available, including waivers of premium. What Is A Waiver...

Is My Business Big Enough For Cyber Liability Insurance?

If you have a small business, you may wonder if your operations are large enough to warrant purchasing cyber liability insurance. In fact, a large percentage of small businesses are victims of cyber attacks or data breaches every year. Cyber liability insurance is becoming increasingly essential protection in the world of business today. Why You Need Cyber Liability Insurance As stated in a Small Business...