A Guide to Pet Safety When on Vacation
Posted: June 16, 2025
June is National Pet Preparedness Month, the perfect time to plan for your pet’s safety when planning a summer trip. Whether you’re planning a road trip, flying to a new destination, or leaving your pet at home, creating a safety plan for pets prevents stress, worry, and unexpected emergencies. This guide covers essential pet travel tips, including how travel insurance and pet insurance can provide...
Choosing the Right Benefits in a Multigenerational Workforce
Posted: June 13, 2025
In today’s dynamic workplace, employees span multiple generations—from Baby Boomers to Gen Z—with each generation bringing unique perspectives, experiences, and expectations. Crafting a benefits package that resonates across these diverse groups is essential for attracting and retaining top talent. Here’s a guide to understanding and choosing the right benefits for a multigenerational workforce. How do Different Generations Feel About Benefits? Each generation has distinct priorities...
Lifestyle Factors That Can Affect Your Health Insurance Cost
Posted: June 10, 2025
1. Smoking and Tobacco Use Smoking is one of the most significant lifestyle factors impacting insurance costs. Tobacco users are typically charged higher premiums due to the increased health risks associated with smoking, such as lung disease and heart problems. Quitting smoking improves your overall health and can lead to substantial savings on your insurance costs over time. Specifically, smokers may pay two to three...
What Happens If You Outlive Your Term Life Insurance Policy?
Posted: June 7, 2025
Term life insurance provides coverage for a specific period, typically 10, 20, or 30 years, ensuring financial support for your loved ones should you suddenly pass away or become incapacitated. But what if you outlive your term policy? Understanding your options can help you plan for the future and ensure continued financial security for your loved ones. What is Term Life Insurance? Term life insurance...
The Ins and Outs of Contractor Insurance
Posted: June 4, 2025
Contractors work in high-risk environments where accidents, property damage, or unexpected delays can disrupt business operations at any time. Whether you’re an independent contractor, a general contractor, or run a contracting business, having the right insurance coverage makes it possible to protect yourself, your employees, and your clients. Why Contractor Insurance is Key Contractor insurance provides financial protection in case of accidents, lawsuits, or property...